{"id":80,"date":"2019-01-06T17:31:08","date_gmt":"2019-01-06T17:31:08","guid":{"rendered":"https:\/\/www.combsdental.com\/blog\/?p=80"},"modified":"2025-02-04T20:53:21","modified_gmt":"2025-02-04T20:53:21","slug":"bluecross-blueshield-dentist-in-pea-ridge-how-to-use-your-benefits","status":"publish","type":"post","link":"https:\/\/www.combsdental.com\/blog\/bluecross-blueshield-dentist-in-pea-ridge-how-to-use-your-benefits\/","title":{"rendered":"BlueCross BlueShield Dentist in Pea Ridge: How to Use Your Benefits!"},"content":{"rendered":"\n

The new year has begun, which means people are just\nbeginning their resolutions and making positive changes in their daily habits.\nBut many people tend to overlook their dental insurance plans because they don\u2019t\nsee the need to schedule so early in the year. <\/p>\n\n\n\n

According to a BlueCross BlueShield\ndentist in Pea Ridge<\/a>, there\u2019s no better time than now to start thinking\nabout your benefits and begin maximizing them to the fullest! Here\u2019s how you\ncan get started!<\/p>\n\n\n\n\n\n\n\n

Review Your Dental Plan in Detail<\/h2>\n\n\n\n

To start, confirm the amount of your plan\u2019s annual maximum\nand deductible. The deductible refers to the amount you need to pay before any\nexpenses are covered by your dental plan. The annual maximum refers to the\ntotal amount a plan will cover in a given year. The more familiar you are with\nthese amounts, the more effectively you can plan your dental work for yourself\nas well as your family. The best way to learn the details of your insurance\nplan is to contact your provider directly, view their website, or speak with\nyour HR manage at your work (if that\u2019s where you get your insurance.)<\/p>\n\n\n\n

Start Scheduling Preventive Treatments<\/h2>\n\n\n\n

According to the American Dental Association, individuals\nshould be visiting their dentist at least once every six months for a checkup\nand cleaning. Through this basic preventive care, you\u2019re doing everything you\nneed outside of your normal at-home routine to prevent dental problems and\ncatch the early signs of systemic disease.<\/p>\n\n\n\n

Most dental plans cover the majority of the cost for these\ntreatments, typically between 80 and 100 percent. This is because preventive\ncare is often cheaper to provide and insurers are more willing to cover\ntreatments that prove that you care about maintaining long-term oral health.\nJust make sure that you\u2019re scheduling appointments for your family members as\nwell if they\u2019re part of your plan.<\/p>\n\n\n\n

Take Advantage of Your FSA or HSA<\/h2>\n\n\n\n

If you chose a flexible spending account or health savings\naccount during the open enrollment period, it\u2019s important that you take advantage\nof them throughout the year. These accounts allow you to pay for certain out-of-pocket\nexpenses, which can vary based on the plan. Keep in mind that these dollars you\u2019re\nsaving are tax-free, which means you\u2019re getting more bang for your buck on\ntreatments you know you\u2019re going to need to pay for later.<\/p>\n\n\n\n

One of the most common treatments you can pay for with HSAs and\nFSAs is dental crowns and fillings, but you may also be able to pay for other\nrestorative treatments. Make sure to check with your provider directly to\nensure that you\u2019re treatment is covered.<\/p>\n\n\n\n

Maximizing your benefits doesn\u2019t have to start at the end of\nthe year. Schedule an appointment with a dentist in Pea Ridge to start taking advantage\nof your dental insurance benefits!<\/p>\n\n\n\n

About the Author<\/h2>\n\n\n\n

Dr. Chris\nR. Combs<\/a> earned his DDS degree from the Texas A&M Baylor College of Dentistry.\nHis practice accepts many forms of dental insurance and is more than happy to\nhelp you better understand your coverage or file claims on your behalf. To\nlearn more about your coverage or the practice, you can contact him through his\nwebsite<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"

The new year has begun, which means people are just beginning their resolutions and making positive changes in their daily habits. But many people tend to overlook their dental insurance plans because they don\u2019t see the need to schedule so early in the year. According to a BlueCross BlueShield dentist in Pea Ridge, there\u2019s no better time than now to start thinking about your benefits and begin maximizing them to the fullest! Here\u2019s how you… (Read More)<\/a><\/p>\n","protected":false},"author":2,"featured_media":82,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-80","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nBlueCross BlueShield Dentist in Pea Ridge: How to Use Your Benefits!<\/title>\n<meta name=\"description\" content=\"Now is the time to start thinking about the best way to maximize your dental insurance, according to a BlueCross BlueShield dentist in Pea Ridge.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.combsdental.com\/blog\/bluecross-blueshield-dentist-in-pea-ridge-how-to-use-your-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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